Federal Pension Advice and Insights

September 20, 2024

The Federal Employees Retirement System (FERS) was established by Congress in 1986 and came into effect on 1st January 1987.

September 4, 2024

Deciding when to retire can be tough for many seniors. There are a lot of important things to think about, like finances and whether to stay in your home or move to senior living. One of the most important factors is your emotional and mental health. How you feel about retirement can affect your happiness in those years. Here are the top emotional signs you need to retire.

August 27, 2024

10 Signs It Time to Retire: Is It Your Time? Retirement is a significant life transition that many people eagerly anticipate. It's a time to relax, enjoy life, and pursue new passions. However, deciding when to retire can be a challenging decision. Are you wondering if it's time to retire? Here are 10 signs that might indicate it's time to start this exciting new chapter.

August 9, 2024

The federal pay raise is an important topic for federal employees and those interested in government salaries. In this article, we will delve into the details of the federal employee pay raise, including when it takes effect, the 2024 chart, and future projections for 2025 and 2026. Additionally, we will provide useful tools and resources such as the federal pay raise calculator to help individuals better understand and plan their finances. So, let's explore the intricacies of the federal pay raise and gain key insights for the future.

August 2, 2024

Are you looking for a Retirement Plan for your Employees or yourself? then you've got two choices Simple IRA SEP IRA. In this blog we learn more about these Retirement Plans how they work, their Advantages and Disadvantages, and How to find which plan is better for you by reading this you will get a clear answer that suits your Financial Goals and needs

July 29, 2024

As the United States gears up for another presidential election, many Americans are wondering about its potential impact on their retirement savings. The US election impact on retirement is a topic of growing concern, as political shifts can have far-reaching effects on financial markets, investment strategies, and retirement policies. Understanding these implications is crucial for individuals planning for their golden years and those already in retirement.

July 26, 2024

The 2024 GS pay scale includes a federal pay raise with an average increase of 5.2%, consisting of a 4.7% boost in GS base pay and a 0.5% increase in GS locality pay.

July 25, 2024

The 2024 GS pay scale includes a federal pay raise with an average increase of 5.2%. This is made up of a 4.7% boost in GS base pay and a 0.5% increase in GS locality pay.

July 24, 2024

Insurance Planning in Wealth Management plays a crucial role for federal employees. As individuals working in the public sector, federal employees have unique insurance needs that require careful consideration and planning. Comprehensive insurance planning ensures that federal employees are adequately protected against unforeseen events, while also optimizing their financial resources for long-term wealth growth. By understanding the specific insurance options available and tailoring them to their individual circumstances, federal employees can secure their financial future and enjoy peace of mind.

July 23, 2024

First responders, like firefighters, police officers, paramedics, and other emergency workers, risk their lives every day to keep us safe. Their jobs are tough and can affect their physical and mental health. Because of this, many first responders, including firefighters, retire earlier than most people. Firefighter retirement is a crucial time for them to rest and recover after years of hard work.

July 19, 2024

Over the past ten years, about 100,000 federal employees retire every year. Before many civil servants retire in 2024, they need to handle some financial issues, like deciding the best time to stop working. Look out for "10 signs it time to retire" to help make this decision easier.

July 18, 2024

Wealth planning is a comprehensive approach to managing your financial resources to achieve specific goals. It involves a detailed analysis of your current financial situation, future aspirations, and potential challenges. A well-crafted wealth plan addresses various aspects such as investment strategies, tax planning, estate planning, and risk management.