Federal Pension Advice and Insights

February 13, 2025

When planning for retirement, federal employees often explore various financial tools to secure their future. Two popular options are Indexed Universal Life (IUL) insurance vs annuities.

February 12, 2025

If you are a federal employee right now, you probably feel the pressure of the ongoing budget impasses and the looming uncertainty. With rising bills and cost-cutting initiatives, it’s becoming clearer that the government might be facing yet another shutdown—something many of us have seen before. The government has labeled over 6 lakh workers as 'non-essential,' meaning they can't work during a funding lapse. Restructuring is underway, with agencies like the new Department of Government Efficiency (DOGE) trying to make things more streamlined. While that sounds great for efficiency, it might also mean downsizing and even forced furloughs for some employees. So, here’s the big question: Should you consider a buyout now or stick it out until retirement? This blog is going to break down the options, what they mean for your benefits, and strategies to help you pick the right choice for your future!

February 11, 2025

As the expiration of Trump’s current corporate tax laws approaches, discussions about the Trump Tax Plan 2025 are gaining momentum.

February 10, 2025

But with the wave of federal buyouts sweeping across agencies, many federal employees and retirees are left wondering about the next.

February 10, 2025

Under Code Section 24, taxpayers may claim a credit for each "qualifying child," with phaseouts applying at certain income levels.

February 7, 2025

As we enter a new era of government reforms, changes are sweeping across various federal agencies, impacting not only the way the government operates but also how federal employees approach their financial planning.

February 6, 2025

Retirement is the phase of life you work decades to secure. The golden age to check off your bucket list while ensuring financial stability for yourself and your loved ones.

February 4, 2025

When planning for retirement, you’re faced with an overwhelming number of decisions about how to save, invest, and ultimately draw income during your retirement years. Two commonly discussed options are annuities and 401(k) plans.

February 3, 2025

Retirement: a time for relaxation, travel, and cherished moments with family. But for many Baby Boomers and seniors, this golden chapter can be overshadowed by unexpected financial challenges.

January 31, 2025

The Thrift Savings Plan (TSP) recently announced that account holders are no longer required to wait 30 days between withdrawal requests. This change is part of the ongoing implementation of the TSP Modernization Act of 2017, which allowed participants to make withdrawals more frequently than before.

January 30, 2025

The Thrift Savings Plan (TSP) is one of the most valuable retirement savings tools available to federal employees and uniformed service members.

January 28, 2025

The IRS generally starts accepting tax returns in late January. If you file electronically and choose direct deposit, you could receive your refund within 21 days.