Federal Pension Advice and Insights

February 25, 2025

The Thrift Savings Plan (TSP) is one of the most crucial retirement savings programs available to federal employees and military personnel. Understanding the annual contribution limits and investment options is essential to making the most out of this tax-advantaged savings plan.

February 21, 2025

The landscape of student loans and education grants is set to undergo significant transformations, and the driving forces behind these changes are inspired by some of the boldest business models of our time—particularly Elon Musk’s focus on efficiency and innovation.

February 20, 2025

President Donald Trumps stance on retirement age is that he has outlined several proposals that could significantly impact retirement planning and benefits in the United States.

February 20, 2025

In a stunning political and judicial maneuver, Judge James Wynn cancels retirement blocking Trump’s intended replacement.

February 18, 2025

The White House announced on Friday that federal agencies have started informing affected federal employees about potential furloughs, which could take effect at midnight, as Congress faces challenges in reaching an agreement to prevent a government shutdown.

February 17, 2025

Federal government early retirement buyout 2025 means, The Voluntary Separation Incentive Payment (VSIP) Authority, often referred to as "buyout authority," allows federal agencies to offer employees lump-sum payments as an incentive to voluntarily separate from their positions.

February 17, 2025

Life doesn’t always go as planned. We strive to secure our family’s future while keeping our finances flexible and growing.

February 14, 2025

Planning for retirement involves exploring various financial tools to build long-term savings and security. Two popular options are an employer-sponsored 401(k) and Indexed Universal Life (IUL) insurance.

February 14, 2025

Federal jobs are often seen as the gold standard for benefits and work-life balance, but what if those very benefits are at risk due to ongoing changes?

February 13, 2025

When planning for retirement, federal employees often explore various financial tools to secure their future. Two popular options are Indexed Universal Life (IUL) insurance vs annuities.

February 12, 2025

If you are a federal employee right now, you probably feel the pressure of the ongoing budget impasses and the looming uncertainty. With rising bills and cost-cutting initiatives, it’s becoming clearer that the government might be facing yet another shutdown—something many of us have seen before. The government has labeled over 6 lakh workers as 'non-essential,' meaning they can't work during a funding lapse. Restructuring is underway, with agencies like the new Department of Government Efficiency (DOGE) trying to make things more streamlined. While that sounds great for efficiency, it might also mean downsizing and even forced furloughs for some employees. So, here’s the big question: Should you consider a buyout now or stick it out until retirement? This blog is going to break down the options, what they mean for your benefits, and strategies to help you pick the right choice for your future!

February 11, 2025

As the expiration of Trump’s current corporate tax laws approaches, discussions about the Trump Tax Plan 2025 are gaining momentum.